401K Hotline.com
1200 N. Federal Highway #200
Boca Raton, Florida
Ph: 1-877-895-401k
Fax: 866-849-6930
E-mail: 401k@401khotline.com |
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Business Support Services -
Business Transfer Planning -Asset Protection - 529
Plans - College funding - Estate Planning -
Insurance Needs Analysis
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Millions of employees will change jobs this year through career
moves, layoffs, or retirement. Big changes mean big decisions. And
one important decision you need to make is what to do with your
retirement savings. More often than not the decision is whether a
401k Rollover, IRA Rollover or Pension “lump sum” distribution is
right for me?
Since your 401k rollover plan could represent the largest sum of
money you may ever receive at one time, it is important to do your
homework and evaluate your options before you receive your
distribution. Selecting a distribution option without evaluating all
of your alternatives could be a costly mistake.
The information you are about to read happens to be very confusing.
If at any time you would like to speak with someone in person to
discuss your 401k Rollover and distribution options, please click on
Contact Us.
The 401k hotline was designed to create a medium where individuals,
plan administrators, and business owners can find information
regarding 401k plans; and the extremely confusing issues that
pertain to them. Whether you are looking for information on
distributions, IRA rollovers, 401k rollovers, pension plans, 401k
loans, debt consolidation, or even divorce, the financial
professionals at the 401k hotline are ready to assist. Our specialty
is taking the bureaucratic non-sense and putting it into terms that
everyone who is not financially savvy can understand.
The 401k-hotline was created and founded by Jonathan Marc Beitler, a
Financial Planner and Investment Executive with FSC Securities
Corporation, member AIG Advisor Group. Jonathan's team exists to
offer quality, long-term "client for life" investment advice and
financial planning services for the purpose of achieving financial
independence during one's lifetime and to efficiently pass that
accumulated wealth to future generations.
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Investment plans are tailored to the individual needs of
individual families because no two families could ever be
exactly the same. Families are inherently different in size,
structure, personality and undoubtedly in the financial
resources available to them. List of a few services available to
our clients:
• 401(k) advice and IRA rollover assistance
• Employee stock option financing
• Annuities: fixed and variable
• IRA and Roth IRAs
• Small business and corporate retirement plans
• Estate planning, wealth preservation
• College funding / education planning
• Life insurance, long-term care, and disability insurance
"Our clients always come first......"
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If you are under age 59 ½, a 10% premature penalty
may be assessed on all distributions you receive. Waiver of the 10% premature
penalty may apply in some specific circumstances. Employees should consult
their tax advisor pertaining to their particular situation.By taking substantially
equal periodic payments, you avoid incurring the 10% premature distribution
penalty. The substantially equal distribution schedule selected must continue
for at least 5-years or until you reach age 59 ½, whichever is
longer, or you will be subject to a 10% premature distribution penalty
on all payouts already received. Further details with respect to substantially
equal periodic payment formulas are provided in IRS Notice 89-25.All distributions
from your retirement account are taxable in the year received. Please
note, that at age 70 ½, you must begin taking minimum distributions
from your retirement plan. Distributions for any of the above reasons
involve specific tax regulations and options. Please consult your tax
advisor before requesting the distribution. This information does not
constitute tax advice. FSC Securities Corporation and/or its representatives
do not provide tax advice. Please consult your tax advisor pertaining
to your particular situation.Information and opinions expressed are strictly
those of the author and may not be those of FSC Securities Corporation.
* AIG Advisor Group, Inc.
is the marketing designation for the wholly owned subsidiary
broker-dealer members of American International Group, Inc. (AIG).
Registered representative offering securities and investment advisory
services through FSC Securities Corporation, a registered broker/dealer.
Member FINRA/SIPC a registered investment adviser.
The Information being provided is strictly as a courtesy. When you link to any of these web-sites provided herein, FSC Securites Corporation makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through this site.
State Registrations Disclosure for Websites This site
is published for residents of the United States only. FSC Securities Corporation's Advisors may only conduct business with residents of the states for which
they are properly registered. Therefore, a response to a request for information
may be delayed. Please note that not all of the investments and services
mentioned are available in every state. Investors outside of the United
States are subject to securities and tax regulations within their applicable
jurisdictions that are not addressed on this site. Contact your local FSC Securities Corporation office for information and availability.
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